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Bridging finance is a short-term loan that is used as a way to provide funding for the purchase of a new property while the borrower awaits the sale of an existing property. Unless all the stars are in perfect alignment Cheap NFL Jerseys China , it's tricky to coordinate the sale of one property and the purchase of another property so that the transactions occur simultaneously.

Bridging finance or a "bridge loan" as it is more commonly referred to, makes such transactions possible. They keep the borrower from ending up in a dire financial situation as can happen when forced to pay two mortgages at the same time. Bridge loans can be used either for business or for personal reasons.

Primarily short term in nature, the process for obtaining a bridge loan is similar to that of most types of loans. Most importantly, it's advisable to work with a lender that has experience with this type of loan. Also, since the need for a bridge loan often arises with little advance notice Cheap NFL Jerseys , being pre-approved for such a loan is a good idea.

Bridge loans typically are structured as interest only loans meaning that the borrower pays only the interest on the loan each month. The borrower continues with this repayment plan until the property the loan is being used for is sold. When the sale finally does occur, the proceeds of that sale are used to repay the principal. The principal payment typically is in the form of a one-time, lump-sum payment.

The lender does not need to worry too much about default because the borrower is required to put up collateral to secure the loan. This can be in the form of another piece of property, business machinery or inventory on hand. But rest assured the lender will still thoroughly review the credit history of the applicant, the business and any partners or others with an ownership interest to assess the level of risk it is undertaking.

The interest rate assigned to the bridge loan is based on several factors: the anticipated risk associated with the bridge loan Cheap Jerseys China Wholesale , the prevailing interest rates and a premium added by the lender. Since bridge loans are short-term, generally not longer than two years, the lender has only a short time to make money on the deal. The profit is derived from the interest rate.

Expect to pay a higher rate of interest for a bridge loan. And remember, the monthly payments on a bridge loan generally will be for interest only. Expect to pay off the bridge loan in full, usually as a one time balloon payment Cheap Jerseys Online , as soon as the property is sold.

In the event that the property is not sold before the bridge loan matures, it can usually be converted to a conventional loan without paying a penalty. But it's always a good idea to double check this before assuming.

Need to source the best Bridging Finance available quickly, try independent commercial brokers Commercial Lifeline, specialists in Commercial Bridging Finance and Commercial Mortgages.

Download our free Commercial Mortgage guides by visiting our Commercial Mortgage Guide page.

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When Coaches Get Curious about Resistance a Funny Thing Happens By Martha Lasley Business Articles | August 4, 2011
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Sometimes I get impatient when clients get stuck, but my impatience contributes to the problem. My business partner, Virginia Kellogg Cheap Sports Jerseys , has helped me understand the beauty of resistance. She says:


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Sometimes I get impatient when clients get stuck, but my impatience contributes to the problem. My business partner, Virginia Kellogg, has helped me understand the beauty of resistance. She says:






If we feel ourselves ?grinding away? trying to push people through their resistance, we can simply stop and go into the experience of the resistance. Getting really curious about the resistance rather than trying to get people out of the resistance comes from tuning our listening to that energetic stance of ?arms out in front Cheap Jerseys Wholesale , holding something at bay. There is no need to do anything about it, no need to direct them out of it, and no need to rescue them from their resistance.?


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Instead of approaching resistance as something to fix, what happens when we honor the positive intent of the resistance? Resistance shows up as ?bracing against? something, but if we push back against the resistance or ask them to push through it Cheap Jerseys From China , we miss what they are protecting or embracing. We can invite people to exaggerate their bracing by choosing a posture or a movement that embodies what they are bracing against. As they hold it, they become fully present and experience resistance in their bodies. At the core of their resistance is something they cherish. Honoring the positive intent of the resistance reveals something precious.


By going into the experience of their resistance, they build awareness and often a shift will happen when they get clear about their underlying needs and new choices. Beginning coaches often think their role is to be the cheerleader or the motivator. Ironically, people are more likely to transform themselves when we unconditionally accept them exactly the way they are. The experience of being fully understood invites them into a space of self acceptance. When we create the space for clients to explore their emotional resistance, fresh awareness and new choices often follow Cheap Jerseys China , leaving them with a sense of control, ownership, and partnership.

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